Sozo Finance
Collect school fees
without the chase.
Sozo gives schools one place to manage fees, receive payments and reconcile what's coming in — while giving parents a simpler way to plan ahead and pay toward school fees over time.
School fee
Greenfield College · Term 2
₦240,000
Payment received
₦80,000
Paid by David's parent · Paystack
REF SOZO-2C91-84K1
Verified
Payment confirmed
Recorded
Added to Greenfield's records
Before Sozo
One payment. Two people who can't see each other's side.
Parent
₦45,000 sent
Ref: 88213-XXR
School
Credit ₦45,000.00
Ref: TRF/22XX/UNKNOWN
Two people, one payment, and neither can see the other's side.
Stop chasing payments.
Start seeing them.
The old way is built on WhatsApp reminders, manual spreadsheets, and end-of-day reconciliation panic. Sozo Finance changes the entire flow.
When a parent pays, the payment is verified, recorded and made visible to the school.
School reminds parent
Parent transfers & sends screenshot
Bursar reconciles manually
SEE → PAY → CONFIRM → TRACK · COLLECT → RECONCILE → VERIFY → RECORD
Parent pays in app
Verified instantly
School dashboard updates
For schools
Know what's been paid. Know what's still outstanding.
Collections, outstanding balances, recent payments and recovered arrears — all in one place, updated as payments are verified. Less chasing. Less manual tracking. Clearer records.
This term, so far
₦1,410,000
₦2,400,000
Outstanding
7 families
Needs attention
₦1,075,000
Recovered
Your school. Your identity.
Every school on Sozo Finance keeps its own name, logo, and colours.
Greenfield College
Bright Future Academy
Previous balances
Don't lose track of what was never paid.
Previous balances don't have to disappear into spreadsheets. Sozo helps schools identify what's outstanding, organize recovery, and keep the payment record connected.
For parents
Give parents a better way to plan and pay.
Instead of waiting until school fees are due, parents can see what they need to pay, set a target and start putting money toward their child's school fees over time.
- All children, one place
- Current + previous balances
- Flexible payment plans
- Full payment history
- Instant receipts
- Paystack-secured payment
An illustrative preview of the Sozo parent experience.
One payment. One record.
The same payment, seen four ways — and every version agrees, because there's only one record.
Parent
David's fees
₦145,000 remaining
Greenfield College
Payment
₦120,000
Confirmed with Paystack
School
David · Greenfield
₦120,000 received
Record
Where your money goes
Sozo never holds your school's money.
Paystack settles each payment straight to your school's own bank account. Sozo Finance has no transfer or withdrawal function over school funds anywhere in the product — there is no button that moves your money, because the app was built without one.

Where this is going
Education shouldn't become a financial emergency every term.
Schools need a clearer way to collect and manage fees. Parents need a better way to plan and pay. Sozo connects both sides — so education payments become something families and schools can manage, not something they have to keep chasing.
Give your parents a better way to pay.
Join Sozo and give your school a simpler way to collect fees, reconcile payments and help parents stay ahead of what they owe.
Already using Sozo? Sign in