Sozo Finance

Collect school fees
without the chase.

Sozo gives schools one place to manage fees, receive payments and reconcile what's coming in — while giving parents a simpler way to plan ahead and pay toward school fees over time.

School fee

Greenfield College · Term 2

₦240,000

Payment received

₦80,000

Paid by David's parent · Paystack

REF SOZO-2C91-84K1

Verified

Payment confirmed

Recorded

Added to Greenfield's records

Before Sozo

One payment. Two people who can't see each other's side.

A Nigerian mother walking her two sons, in school uniform, through the school gate

Parent

WhatsApp"Please send this term's fees before Friday."
Bank app screenshot

₦45,000 sent

Typed into a note

Ref: 88213-XXR

"Did the school get this?"

School

Bank alert

Credit ₦45,000.00

Ref: TRF/22XX/UNKNOWN

DateNameAmount
12/09Unknown45,000
"Which family paid this one?"
"Please confirm your payment for David."

Two people, one payment, and neither can see the other's side.

Stop chasing payments.
Start seeing them.

The old way is built on WhatsApp reminders, manual spreadsheets, and end-of-day reconciliation panic. Sozo Finance changes the entire flow.

When a parent pays, the payment is verified, recorded and made visible to the school.

Unmatched
Matched
Verified
Recorded
The Old Way

School reminds parent

Reminder: Term 2 fees are due Friday.

Parent transfers & sends screenshot

[Screenshot of Bank receipt]

Bursar reconciles manually

Who paid this ₦45,000? No narration.
The Sozo Way

SEE → PAY → CONFIRM → TRACK  ·  COLLECT → RECONCILE → VERIFY → RECORD

Parent pays in app

₦45,000Paid with Paystack

Verified instantly

Receipt generated automatically

School dashboard updates

Today's Collections+₦45,000
Nigerian schoolboys writing at their desks in class
A joyful group of Nigerian secondary school students in blazers and ties, school crest visible

For schools

Know what's been paid. Know what's still outstanding.

Collections, outstanding balances, recent payments and recovered arrears — all in one place, updated as payments are verified. Less chasing. Less manual tracking. Clearer records.

sozofinance.app/school

This term, so far

₦1,410,000

₦2,400,000

Outstanding

7 families

Needs attention

₦1,075,000

Recovered

Payment receivedMatchedVerifiedRecorded

Your school. Your identity.

Every school on Sozo Finance keeps its own name, logo, and colours.

G

Greenfield College

B

Bright Future Academy

Previous balances

Don't lose track of what was never paid.

Previous balances don't have to disappear into spreadsheets. Sozo helps schools identify what's outstanding, organize recovery, and keep the payment record connected.

For parents

Give parents a better way to plan and pay.

Instead of waiting until school fees are due, parents can see what they need to pay, set a target and start putting money toward their child's school fees over time.

  • All children, one place
  • Current + previous balances
  • Flexible payment plans
  • Full payment history
  • Instant receipts
  • Paystack-secured payment
A Nigerian mother helping her daughter with homework at home

An illustrative preview of the Sozo parent experience.

One payment. One record.

The same payment, seen four ways — and every version agrees, because there's only one record.

Parent

David's fees

₦145,000 remaining

Greenfield College

Access is based on a relationship the school confirmed — never just a name someone typed in.

Payment

₦120,000

Confirmed with Paystack

Sozo never touches or stores card details — every transaction is handled by Paystack directly.

School

David · Greenfield

₦120,000 received

Every school's records are kept apart — one school can never see another's.

Record

Term 2 · recorded
Corrections happen through new entries, not changes to old ones — the record stays accurate.

Where your money goes

Sozo never holds your school's money.

Paystack settles each payment straight to your school's own bank account. Sozo Finance has no transfer or withdrawal function over school funds anywhere in the product — there is no button that moves your money, because the app was built without one.

A father with his hand on his son's shoulder outside their school gate

Where this is going

Education shouldn't become a financial emergency every term.

Schools need a clearer way to collect and manage fees. Parents need a better way to plan and pay. Sozo connects both sides — so education payments become something families and schools can manage, not something they have to keep chasing.

Give your parents a better way to pay.

Join Sozo and give your school a simpler way to collect fees, reconcile payments and help parents stay ahead of what they owe.

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